Life is really tough nowadays. Everything also need $$$$$$$$$. Married couple plus 1 child who are earning below 5K can’t afford to have the spouse not working as the earning not enough to cover bills, mortgage, insurance etc.

Not to mention the school fee, food, car fuel, entertainment etc. Everything needs $$$$$! Since nothing is free in this world, what do I do in order to keep things beyond our budget? I started to become a choosy person. When I shop for my kids milk powder, I go to the one who offer me the cheapest price.  The same goes to our house/car insurance.  I tried to get the cheapest auto insurance and mortgage insurance. It might not save me a lot but I did manage to save some from there. And of course, there is a lot more to cut here and there. Sigh..

And that is the reason why too, I’ve been searching for an online opportunity to make extra. How about you? Care to share your tips?