Life can be short, it can be long. That’s the bad news to all of us human. You just never know when we are going to “go”. It is pretty scary to think all this especially if you think of the people you leave behind. Not to mention, the burden you left behind for them, the unsettled loans, the mega negative balance from your credit card etc etc. If you have children, it is even scarier. What will happen to them if you do not have backup? Do not have money to supplement their living, their study? Scary isn’t it.

So whats the best thing to do now – while you are still alive? Let me be frank , invest some in insurance.  You do not need to commit straight away, you can check it out first. Afraid that agent will call you again and again until you commit, no worry.  Everything can be checked online! even the term life insurance online quotes ;)   Seriously, we need an insurance. We all need it. It is not for us, for you, but for your love ones, for your kids.

Think about it. While we still have breath in this world, clear all our debts as quick as possible (which I am trying hard to do now) and get the backup ready. Insurance is one of them – seriously!